Educational Support Services Insurance

Educational support services describes businesses that support the education process without directly operating as a school or delivering classroom instruction — think guidance and placement advice, testing and evaluation, and curriculum or program design work performed for students, families, schools, or districts.

This program is built around that specific classification. If your work involves advising, assessing, or designing rather than teaching a class of enrolled students day to day, this is very likely the right starting point.

We work with independent educational consultants and small practices providing one or more of the following: educational guidance and counseling services, educational testing and evaluation services, and educational curriculum development services. Solo practitioners and small multi-person practices are both eligible.

See the dedicated pages for guidance & counseling, testing & evaluation, and curriculum development for how each activity is treated specifically.

This program does not currently write coverage for schools or institutions themselves, trusts that award educational grants, or the construction of educational buildings and facilities. Being education-adjacent isn’t the same as being eligible — eligibility follows the specific professional activity, not the general subject matter.

If you’re unsure whether your specific work fits, describe it on the quote form and our licensed agents will confirm eligibility before quoting.

Because educational support services businesses are paid for professional judgment — a recommendation, a test result and interpretation, a curriculum design — Professional Liability / Errors & Omissions insurance is the primary coverage most practices need. See our Professional Liability / E&O page for how it works.

Teachers, tutors, and school employees generally sit outside this program’s appetite — their risk profile, and often their employer’s existing coverage, is different from an independent consultant advising, testing, or designing programs on a business-to-business or business-to-family basis. If you’re a classroom teacher or tutor looking for coverage for that specific work, this program likely isn’t the right fit; tell us what you actually do on the quote form and we’ll confirm either way.

Many practices in this space offer a combination — guidance plus testing, or curriculum work plus evaluation. That’s common, and it doesn’t require separate policies. Describe the full scope of what you do on the quote form and our licensed agents will quote your practice as a whole.