Occupational coverage
Professional Liability / E&O and General Liability for independent educational curriculum development consultants — designing and recommending curriculum, materials, and educational programs for schools, districts, and organizations.
This page covers independent consultants who design, develop, or recommend curriculum, educational materials, or program structures for schools, districts, and other organizations — work centered on the design of a program rather than delivering instruction or advising an individual student.
Curriculum development carries a genuinely different claim profile than guidance or testing: the typical allegation isn’t that advice to one family was wrong, but that a delivered curriculum or program failed to meet the standards, learning objectives, or specifications a client organization was paying for. Professional Liability / E&O is the coverage designed to respond to a covered claim of that kind, subject to the policy’s terms, conditions, and exclusions.
Curriculum engagements are usually scoped through a statement of work, curriculum specification, or standards-alignment document. Keeping clear, written records of what was actually delivered — and what standards or objectives it was built to meet — matters significantly if a client later disputes whether the work met expectations.
If your practice is described as instructional design rather than curriculum development specifically, tell us exactly what the work involves on the quote form. Instructional design has not been separately confirmed within this program’s appetite, so eligibility is confirmed individually based on the actual activities performed, not assumed from the job title alone.
Curriculum development engagements with schools and districts commonly bundle a Professional Liability / E&O and General Liability requirement into the same contract, often with a specific limit and a request for a certificate of insurance before work begins. See our Requirements page for how these clauses typically read.
This program is built for the professional service of designing and recommending curriculum — it does not extend to the construction, renovation, or physical building of educational facilities, which is a separate and unrelated exposure outside this program’s appetite entirely.
Not automatically. Instructional design has not been separately confirmed within this program’s appetite. Tell us exactly what your work involves on the quote form and we’ll confirm eligibility individually rather than assuming it matches based on job title alone.
No. Educational building construction is outside this program’s appetite entirely — this coverage is for the professional service of curriculum and program design, not physical construction work.
That’s common. Describe your full scope of work on the quote form and our licensed agents will quote your practice across the eligible activities you actually perform.
No. No policy can guarantee an educational outcome. Coverage may help respond to certain covered claims alleging the work was negligent or didn’t meet agreed specifications — it is not a warranty that a program will succeed.
Statements of work, curriculum specifications, standards-alignment documents, and any written sign-off from the client on deliverables. These help establish exactly what was scoped and delivered if a dispute arises later.
Educational Consultant Insurance connects you with licensed agents who build your custom quote — typically back the same business day, subject to underwriting.
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Our licensed agents build your custom quote — typically same business day.